11 Aug
The SSS Contribution Table plays a crucial role in payroll management in the Philippines. It outlines the monthly contribution rates that both employers and employees must pay based on the employee’s monthly salary. However, staying updated with contribution changes and computing deductions manually can be time consuming, and risky.
In this guide, we’ll break down the updated 2025 SSS Contribution Table and show how Decode Technologies helps businesses remain compliant and error-free through smart automation.
What is the SSS Contribution Table?
The SSS (Social Security System) Contribution Table lists the mandatory monthly contributions for both employees and employers. These amounts are based on an employee’s Monthly Salary Credit (MSC). Contributions fund key benefits such as retirement, sickness, disability, and maternity.
The SSS updates this table regularly in response to changing economic conditions. Employers are required to apply these changes immediately in their payroll computations. Failure to do so may result in penalties.
Breakdown of the Latest SSS Contribution Table (2025)
For 2025, salaries are grouped into brackets. Higher salaries require higher contributions. The total contribution is split between the employee and employer.
View the full 2025 SSS Contribution Table
Each salary bracket includes:
The employee shares
The employer shares
The total monthly contribution
Understanding these breakdowns is essential for accurate payroll deductions and avoiding costly errors.
Employer vs. Employee Share: Who Pays What?
Both employers and employees are required to contribute to the SSS fund. The amount contributed depends on the employee’s monthly salary.
For example:
- An employee earning ₱18,000 contributes approximately ₱500
- The employer pays the remaining ₱1,120, for a total of ₱1,620
Incorrect computation of these shares can lead to compliance issues. That’s why many HR professionals now prefer automated systems to ensure accuracy.
Why Manual Payroll Computation Can Lead to Problems
While using spreadsheets or manual calculations may seem manageable for small teams, it quickly becomes inefficient as your company grows, or regulations change.
Common issues include:
Incorrect calculations
Missed updates on new rates
Late or missed remittances
Wasted time on repetitive admin tasks
These issues can lead to employee dissatisfaction and even government penalties. Automation can help avoid all these pitfalls.
How Decode Technologies Makes Payroll Compliance Effortless
With Decode Technologies, your HRIS and Payroll System automatically integrates the latest SSS Contribution Table. No need to manually update formulas or worry about errors.
Here’s how Decode Technologies helps:
✅ Real-time Updates – Always synced with the latest SSS, PhilHealth, and Pag-IBIG rates
✅ Accurate Calculations – Reduces the risk of manual error
✅ Smart Reports – Easy-to-read summaries and breakdowns
✅ Complete Compliance – Covers all required government deductions
With Decode Technologies, your HR and finance teams can focus on growth, not spreadsheets.
The SSS Contribution Table may seem like just another document, but it’s essential for every business operating in the Philippines. Staying compliant not only avoids penalties, it also strengthens trust with your employees.
Let Decode Technologies handle the hard work. Book a free demo today and discover a simpler, smarter way to manage payroll and government compliance.